Roof Insurance Claims

Missing shingles after a tropical storm, a new ceiling stain or a leak after high wind can lead to a roof claim in Palm Bay, FL. Take dated photos of the roof, attic and any interior damage, keep damaged materials, and contact your insurer promptly; coverage depends on the policy and the insurer decides.

How a roofing contractor can help
A roofing contractor can inspect the roof, document damage with photos and measurements, explain repair versus replacement and provide a written estimate for the insurer to review. The insurer makes the claim decision.

Deductible-waiver offers
Section 489.147, Florida Statutes, bars contractors from offering a deductible waiver, a gift or cash in exchange for a roof inspection or claim.

Call about a roof claim and describe the damage, when it happened and whether a claim is open.